People living with cancer know and understand the financial impact it can have. Many Canadians don’t understand and are unaware that cancer can take a financial toll. Many of the latest Cancer treatments and drugs are not covered by Canadian healthcare. Critical Illness Insurance is the only product that helps cover money needed immediately during an illness such as cancer. Is cancer a concern?
Take a look at some of these unbelievable statistics from the Canadian Cancer Society:
Only 37.5 percent of the average Canadian’s drug costs are publicly funded. The rest is paid by private plans and out of pocket.
“The patience of our patients is depleting as the solutions for managing their own cancer, their own catastrophic drug costs and their own health remain out of reach. If they don’t have insurance, they’re out of luck.” – James Gowing, an oncologist and chairman of the Cancer Advocacy Coalition.
“During Cancer treatment a person needs to focus on their health. It’s not a time to worry about how they are going to pay for the drugs. This is simply unacceptable.” – Dan Demers, Director of Public Issues for the Canadian Cancer Society.
“Many people are unaware of the high cost of breast cancer until they start to get treatment. Like many Canadians, they assume that the public health care would cover most of their costs,” says research by the Canadian Breast Cancer Network.
“Evidence shows that delays in the public health care system are widespread and patients die as a result of waiting lists for public health care,” says the Supreme Court of Canada, June 2005.
“The Canadian health care system is ridiculous, ludicrous and silly. We pay more to keep people on wait lists than to get them off. That’s how stupid this system has become,” says Dr. Brian Day, Physician and former President of The Canadian Medical Association.
The wait times for treatment and cancer costs are absolutely stressful. In Ontario, there are long waits for MRI’s and other diagnostics, access to doctors is limited and many ridiculous delays for some surgeries. A York Region man had to wait 4 months to get an MRI and 3 more months to see a specialist for brain cancer. He ended up going to Buffalo to get an MRI and then went back for neuro surgery, at a cost of a total $27, 000.
“There is no Question that going to the US saved my life” – says Barry Stein, a 41 year old Montreal Lawyer who had colon cancer which spread to his liver, with no time to waste! The surgery needed to save his life kept getting post-pone due to OR being over booked. That’s when he decided the US was the perfect option to save his life!
In the US, many advanced treatments for disease, especially cancer are being performed without any wait times! These treatments aren’t covered by group insurance or by OHIP. Many politicians, celebrities, doctors, lawyers, and people with higher income, fly south of the border to the US for treatment and care because there are no wait times. Dr. Burzynski; running the Burzynski Clinic in Houston, Texas has been using a non-surgical, and low-toxic alternative to cancer treatment for over 30 years. He is treating patients that are said to be inoperable or untreatable and extends their life expectancy by ground-breaking time! The average treatment at the Burzynski clinic is approximately $50, 000.
Don’t get caught up and unprepared like many Canadians who don’t plan for the unexpected. Think about purchasing Critical Illness Insurance, to prepare yourself for the unexpected!